> ## Documentation Index
> Fetch the complete documentation index at: https://docs.pythas.io/llms.txt
> Use this file to discover all available pages before exploring further.

# Customers & Onboarding

> Before a client can send or receive funds through Pythas, they must be created and verified.

Before a client can send or receive funds through Pythas, they must be created and verified. This applies to all client types without exception.

<Warning>
  A client whose verification status is not **approved** cannot initiate or receive transfers. Complete onboarding before any transaction.
</Warning>

## Client types

|                          | Individual (KYC)                    | Business (KYB)                                                |
| ------------------------ | ----------------------------------- | ------------------------------------------------------------- |
| **Verification process** | Know Your Customer                  | Know Your Business                                            |
| **Identity documents**   | Government-issued ID, tax ID number | Incorporation certificate, shareholder registry, UBO identity |
| **UBO verification**     | Not applicable                      | Required for all individuals with 25% or more ownership       |
| **Typical review time**  | 1-2 business days                   | 2-5 business days                                             |
| **Liveness check**       | Required via MetaMap                | Required for all UBOs and signatories                         |

## Supported entity types

| Type                     | Examples                       | KYC/KYB requirement                                           |
| ------------------------ | ------------------------------ | ------------------------------------------------------------- |
| **US legal entity**      | LLC, Corp, LP                  | Standard KYB + beneficial owner KYC                           |
| **Foreign legal entity** | Latam, Caribbean, EU companies | Standard or Enhanced KYB depending on jurisdiction and volume |
| **Fintech / MSB**        | Payment platforms, neobanks    | Enhanced KYB + regulatory status + AML policy review          |
| **OTC / exchange desk**  | Crypto desks, FX operators     | Enhanced KYB + business model review + beneficial owners      |

<Info>
  Pythas does not serve individual retail clients. Minimum transaction size is **\$25,000 USD equivalent**.
</Info>

## After approval

Once a client's verification status reaches **approved**, they can:

* Register a bank account — [Bank Accounts](/bank-accounts)
* Have their Fireblocks wallet activated — [Wallets](/wallets)
* Initiate their first transfer — [Transfer Lifecycle](/transfer-lifecycle)

The account manager sets transacti