> ## Documentation Index
> Fetch the complete documentation index at: https://docs.pythas.io/llms.txt
> Use this file to discover all available pages before exploring further.

# KYT & Transaction Monitoring

> Real-time blockchain screening via Elliptic and ongoing AML monitoring under Pythas's BSA-compliant program.

All blockchain transactions are screened in real time via Elliptic. Fiat transactions are subject to ongoing AML monitoring under Pythas's BSA-compliant AML program.

## Screening stack

| Screening type        | Tool                     | Scope                                                              |
| --------------------- | ------------------------ | ------------------------------------------------------------------ |
| Blockchain screening  | Elliptic                 | All wallet addresses and transaction hashes — inbound and outbound |
| Sanctions screening   | Elliptic + internal      | OFAC SDN, EU, UN sanction lists — checked on every transaction     |
| PEP screening         | Third-party database     | All beneficial owners and signatories                              |
| Identity verification | MetaMap                  | Document authenticity, biometric liveness, database checks         |
| Fiat AML monitoring   | Internal BSA/AML program | Pattern monitoring, aggregation, SAR and CTR threshold tracking    |

## SAR policy

Pythas files Suspicious Activity Reports (SARs) with FinCEN when any transaction of \$2,000 or more meets the criteria under the Bank Secrecy Act.

* SARs are filed within **30 days** of detection
* Records retained for **5 years**
* SAR filings are **strictly confidential** — Pythas cannot disclose a filing to the subject of the report under any circumstance

## CTR policy

Currency Transaction Reports (CTRs) are required for physical cash transactions exceeding \$10,000 in a single business day. Pythas does not process physical cash — CTRs apply only if fiat transactions trigger the BSA aggregation threshold through structured activity.

<Warning>
  Attempting to structure transactions to avoid reporting thresholds is a federal offense and will result in immediate account termination and mandatory reporting to FinCEN and relevant law enforcement authorities.
</Warning>

## Transaction holds

If a transaction is flagged by Elliptic or internal monitoring, it is placed on hold for manual review by the Compliance Officer. The client is notified. Resolution time varies — typically 1-3 business days.

For urgent compliance inquiries contact **[info@pythas.io](mailto:info@pythas.io)**