> ## Documentation Index
> Fetch the complete documentation index at: https://docs.pythas.io/llms.txt
> Use this file to discover all available pages before exploring further.

# Legal Documents

> Documents governing your relationship with Pythas Holdings LLC.

By initiating any transaction or onboarding process, you agree to be bound by these terms.

## Terms of Use

Governs your access to and use of Pythas Services, including OTC transactions, corporate payments, account registration, eligibility, service restrictions, dispute resolution via mandatory arbitration, and account termination procedures.

**Last updated:** February 28, 2025 · Pythas Holdings LLC

<Card title="View Terms of Use" icon="file-contract" href="https://pythas.io/terms-and-conditions">
  Read the full Terms of Use on pythas.io
</Card>

## Privacy Policy

Describes how Pythas collects, uses, stores, and shares personally identifiable information submitted during account registration and transaction processes. Includes data retention periods and applicable rights under law.

<Card title="View Privacy Policy" icon="lock" href="https://pythas.io/legal-disclaimer">
  Read the full Privacy Policy on pythas.io
</Card>

## AML Compliance Program

Pythas Holdings LLC maintains a written Anti-Money Laundering Compliance Program under 31 CFR 1022.210 and the Bank Secrecy Act. The program includes:

* KYC / CDD policies
* KYT via Elliptic
* OFAC and sanctions screening
* SAR and CTR policies
* Employee training program
* Independent bi-annual review

<Info>
  **FinCEN MSB Registration #31000288010306** · Internal document — available upon regulatory request.
</Info>

## Service Order Agreement

Bilateral agreement executed between Pythas and each institutional client prior to account activation. Defines:

* Transaction limits
* Fee structure
* Compliance responsibilities
* Authorized wallet addresses
* Settlement instructions specific to that client relationship

<Info>
  Executed individually with each client during onboarding. Not publicly available.
</Info>

## Regulatory registration

| Registration            | Details                                                              |
| ----------------------- | -------------------------------------------------------------------- |
| **FinCEN MSB**          | #31000288010306 · Money Transmitter and Exchanger · Bank Secrecy Act |
| **Incorporation**       | Pythas Holdings LLC · Delaware · Miami, Florida                      |
| **Legal counsel**       | Diaz Reus · Miami, Florida                                           |
| **Licensing counsel**   | Cogent Law · cogentlaw\.com                                          |
| **Compliance advisors** | J\&A Global Compliance · jaglobalcompliance.com                      |
| **State MTL**           | In progress — coordinated with licensing counsel                     |

For legal and compliance inquiries contact **[info@pythas.io](mailto:info@pythas.io)**