Customers & Onboarding

Before a client can send or receive funds through Pythas, they must be created and verified. This applies to all client types without exception.

A client whose verification status is not approved cannot initiate or receive transfers. Complete onboarding before any transaction.

Client types

	Individual (KYC)	Business (KYB)
Verification process	Know Your Customer	Know Your Business
Identity documents	Government-issued ID, tax ID number	Incorporation certificate, shareholder registry, UBO identity
UBO verification	Not applicable	Required for all individuals with 25% or more ownership
Typical review time	1-2 business days	2-5 business days
Liveness check	Required via MetaMap	Required for all UBOs and signatories

Type	Examples	KYC/KYB requirement
US legal entity	LLC, Corp, LP	Standard KYB + beneficial owner KYC
Foreign legal entity	Latam, Caribbean, EU companies	Standard or Enhanced KYB depending on jurisdiction and volume
Fintech / MSB	Payment platforms, neobanks	Enhanced KYB + regulatory status + AML policy review
OTC / exchange desk	Crypto desks, FX operators	Enhanced KYB + business model review + beneficial owners

Pythas does not serve individual retail clients. Minimum transaction size is $25,000 USD equivalent.

Once a client’s verification status reaches approved, they can:

The account manager sets transacti