Before a client can send or receive funds through Pythas, they must be created and verified. This applies to all client types without exception.
A client whose verification status is not approved cannot initiate or receive transfers. Complete onboarding before any transaction.
Client types
| Individual (KYC) | Business (KYB) |
|---|
| Verification process | Know Your Customer | Know Your Business |
| Identity documents | Government-issued ID, tax ID number | Incorporation certificate, shareholder registry, UBO identity |
| UBO verification | Not applicable | Required for all individuals with 25% or more ownership |
| Typical review time | 1-2 business days | 2-5 business days |
| Liveness check | Required via MetaMap | Required for all UBOs and signatories |
Supported entity types
| Type | Examples | KYC/KYB requirement |
|---|
| US legal entity | LLC, Corp, LP | Standard KYB + beneficial owner KYC |
| Foreign legal entity | Latam, Caribbean, EU companies | Standard or Enhanced KYB depending on jurisdiction and volume |
| Fintech / MSB | Payment platforms, neobanks | Enhanced KYB + regulatory status + AML policy review |
| OTC / exchange desk | Crypto desks, FX operators | Enhanced KYB + business model review + beneficial owners |
Pythas does not serve individual retail clients. Minimum transaction size is $25,000 USD equivalent.
After approval
Once a client’s verification status reaches approved, they can:
The account manager sets transacti 
